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How to Get a Break on Your Credit Card Payments Right Now

A recent LendingTree report suggests that it’s an opportune time to ask your credit card lender to lower your interest rate, cancel a late fee, or waive an annual fee, noting the success rate for such requests has been over 80%. All you have to do is pick up a phone and ask—and knowing what to say helps too. Here are some tips to keep in mind as you make that call.