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Keep Your Stamps in the Box of Envelopes
Last I checked, I have very good credit, but that fact has little to do with fiscal responsibility and a lot to do with automatic online bill pay. Every time I wind up with a bill I can’t set and forget—like the rent at my last apartment—I fail to pay it on time almost every month. And even when I do remember I need to drop a check in the mail, I can’t find a stamp and wind up having to go to the
