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Save Money by Knowing Your Credit Card's 'Closing Date'

Even if you dutifully pay off your credit card balance each month, there’s an oft-overlooked way to optimize your credit score—by making debt payments before your balance is reported to the credit bureaus. Many people assume this is the payment due date, but it’s actually the closing date, and not knowing the difference between the two can hurt your credit score. Here’s a look at why the closing d